Monthly Repayment |
HKD$12,974
|
Initial Payment |
HKD$1.82 Millions
|
Loan Amount |
HKD$2.74 Millions
|
Total interest |
HKD$1.16 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$73,500
|
Legal Fee |
HKD$27,800
|
Agency Fee |
HKD$45,600
|
Total Expense |
HKD$146,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33738 | 23968 | 18710 | 16374 | 12582 | 10311 | 8800 |
1.5% | 34331 | 24566 | 19314 | 16983 | 13202 | 10942 | 9442 |
2% | 34931 | 25174 | 19931 | 17606 | 13840 | 11596 | 10112 |
2.5% | 35538 | 25792 | 20560 | 18243 | 14498 | 12274 | 10810 |
3% | 36151 | 26419 | 21201 | 18894 | 15173 | 12974 | 11535 |
3.5% | 36771 | 27055 | 21855 | 19559 | 15867 | 13697 | 12285 |
4% | 37397 | 27700 | 22520 | 20237 | 16579 | 14441 | 13062 |
4.5% | 38030 | 28355 | 23197 | 20930 | 17309 | 15207 | 13862 |
5% | 38670 | 29019 | 23886 | 21636 | 18056 | 15994 | 14687 |
5.5% | 39316 | 29692 | 24587 | 22355 | 18820 | 16801 | 15534 |
6% | 39969 | 30375 | 25300 | 23087 | 19601 | 17628 | 16403 |