Monthly Repayment |
HKD$15,103
|
Initial Payment |
HKD$1.37 Millions
|
Loan Amount |
HKD$3.19 Millions
|
Total interest |
HKD$1.35 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$72,500
|
Legal Fee |
HKD$27,750
|
Agency Fee |
HKD$45,500
|
Total Expense |
HKD$145,750
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39275 | 27901 | 21780 | 19062 | 14647 | 12003 | 10244 |
1.5% | 39965 | 28598 | 22484 | 19770 | 15369 | 12737 | 10992 |
2% | 40664 | 29306 | 23202 | 20495 | 16112 | 13499 | 11772 |
2.5% | 41370 | 30024 | 23934 | 21237 | 16877 | 14288 | 12584 |
3% | 42084 | 30754 | 24681 | 21995 | 17663 | 15103 | 13428 |
3.5% | 42805 | 31495 | 25441 | 22769 | 18471 | 15944 | 14302 |
4% | 43535 | 32246 | 26216 | 23559 | 19300 | 16811 | 15205 |
4.5% | 44272 | 33008 | 27004 | 24365 | 20149 | 17703 | 16137 |
5% | 45016 | 33781 | 27806 | 25186 | 21019 | 18619 | 17097 |
5.5% | 45768 | 34565 | 28622 | 26024 | 21909 | 19558 | 18084 |
6% | 46528 | 35360 | 29452 | 26876 | 22818 | 20520 | 19095 |