Monthly Repayment |
HKD$15,070
|
Initial Payment |
HKD$1.36 Millions
|
Loan Amount |
HKD$3.18 Millions
|
Total interest |
HKD$1.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$71,500
|
Legal Fee |
HKD$27,700
|
Agency Fee |
HKD$45,400
|
Total Expense |
HKD$144,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39188 | 27840 | 21733 | 19020 | 14615 | 11977 | 10221 |
1.5% | 39877 | 28535 | 22435 | 19727 | 15335 | 12709 | 10967 |
2% | 40574 | 29241 | 23151 | 20450 | 16076 | 13470 | 11746 |
2.5% | 41279 | 29958 | 23882 | 21190 | 16840 | 14257 | 12556 |
3% | 41991 | 30687 | 24626 | 21946 | 17625 | 15070 | 13398 |
3.5% | 42711 | 31425 | 25385 | 22718 | 18431 | 15909 | 14270 |
4% | 43439 | 32175 | 26158 | 23507 | 19258 | 16774 | 15172 |
4.5% | 44174 | 32936 | 26945 | 24311 | 20105 | 17664 | 16102 |
5% | 44917 | 33707 | 27745 | 25131 | 20973 | 18578 | 17060 |
5.5% | 45667 | 34489 | 28560 | 25966 | 21861 | 19515 | 18044 |
6% | 46425 | 35282 | 29387 | 26817 | 22768 | 20475 | 19053 |