Monthly Repayment |
HKD$12,917
|
Initial Payment |
HKD$1.82 Millions
|
Loan Amount |
HKD$2.72 Millions
|
Total interest |
HKD$1.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$71,500
|
Legal Fee |
HKD$27,700
|
Agency Fee |
HKD$45,400
|
Total Expense |
HKD$144,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33590 | 23863 | 18628 | 16302 | 12527 | 10266 | 8761 |
1.5% | 34181 | 24459 | 19230 | 16909 | 13144 | 10894 | 9401 |
2% | 34778 | 25064 | 19844 | 17529 | 13780 | 11545 | 10068 |
2.5% | 35382 | 25679 | 20470 | 18163 | 14434 | 12220 | 10763 |
3% | 35993 | 26303 | 21108 | 18811 | 15107 | 12917 | 11484 |
3.5% | 36610 | 26936 | 21759 | 19473 | 15798 | 13636 | 12231 |
4% | 37233 | 27579 | 22421 | 20149 | 16506 | 14378 | 13004 |
4.5% | 37864 | 28231 | 23096 | 20838 | 17233 | 15140 | 13802 |
5% | 38500 | 28892 | 23782 | 21541 | 17977 | 15924 | 14623 |
5.5% | 39143 | 29562 | 24480 | 22257 | 18738 | 16727 | 15466 |
6% | 39793 | 30241 | 25189 | 22986 | 19515 | 17550 | 16331 |