Monthly Repayment |
HKD$15,037
|
Initial Payment |
HKD$1.36 Millions
|
Loan Amount |
HKD$3.17 Millions
|
Total interest |
HKD$1.34 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$70,500
|
Legal Fee |
HKD$27,650
|
Agency Fee |
HKD$45,300
|
Total Expense |
HKD$143,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 39102 | 27779 | 21685 | 18978 | 14583 | 11950 | 10199 |
1.5% | 39790 | 28472 | 22385 | 19683 | 15301 | 12681 | 10943 |
2% | 40485 | 29177 | 23100 | 20405 | 16041 | 13440 | 11720 |
2.5% | 41188 | 29892 | 23829 | 21143 | 16803 | 14225 | 12529 |
3% | 41899 | 30619 | 24572 | 21898 | 17586 | 15037 | 13369 |
3.5% | 42617 | 31356 | 25329 | 22668 | 18390 | 15874 | 14239 |
4% | 43343 | 32104 | 26101 | 23455 | 19215 | 16737 | 15138 |
4.5% | 44077 | 32863 | 26885 | 24257 | 20061 | 17625 | 16066 |
5% | 44818 | 33633 | 27684 | 25076 | 20927 | 18537 | 17022 |
5.5% | 45567 | 34413 | 28497 | 25909 | 21812 | 19472 | 18004 |
6% | 46323 | 35204 | 29322 | 26758 | 22718 | 20430 | 19011 |