Monthly Repayment |
HKD$12,889
|
Initial Payment |
HKD$1.81 Millions
|
Loan Amount |
HKD$2.72 Millions
|
Total interest |
HKD$1.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$70,500
|
Legal Fee |
HKD$27,650
|
Agency Fee |
HKD$45,300
|
Total Expense |
HKD$143,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33516 | 23810 | 18587 | 16267 | 12499 | 10243 | 8742 |
1.5% | 34105 | 24405 | 19187 | 16871 | 13115 | 10870 | 9380 |
2% | 34701 | 25009 | 19800 | 17490 | 13749 | 11520 | 10046 |
2.5% | 35304 | 25622 | 20425 | 18123 | 14402 | 12193 | 10739 |
3% | 35913 | 26245 | 21062 | 18770 | 15073 | 12889 | 11459 |
3.5% | 36529 | 26877 | 21711 | 19430 | 15763 | 13606 | 12205 |
4% | 37151 | 27518 | 22372 | 20104 | 16470 | 14346 | 12976 |
4.5% | 37780 | 28168 | 23045 | 20792 | 17195 | 15107 | 13771 |
5% | 38415 | 28828 | 23729 | 21493 | 17937 | 15889 | 14590 |
5.5% | 39057 | 29497 | 24426 | 22208 | 18696 | 16690 | 15432 |
6% | 39706 | 30175 | 25133 | 22936 | 19472 | 17512 | 16295 |