Monthly Repayment |
HKD$15,641
|
Initial Payment |
HKD$2.27 Millions
|
Loan Amount |
HKD$2.27 Millions
|
Total interest |
HKD$0.55 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$70,500
|
Legal Fee |
HKD$27,650
|
Agency Fee |
HKD$45,300
|
Total Expense |
HKD$143,450
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 27930 | 19842 | 15489 | 13555 | 10416 | 8536 | 7285 |
1.5% | 28421 | 20337 | 15989 | 14059 | 10929 | 9058 | 7816 |
2% | 28918 | 20841 | 16500 | 14575 | 11458 | 9600 | 8371 |
2.5% | 29420 | 21352 | 17021 | 15102 | 12002 | 10161 | 8949 |
3% | 29928 | 21871 | 17551 | 15641 | 12561 | 10740 | 9549 |
3.5% | 30441 | 22397 | 18092 | 16192 | 13136 | 11339 | 10170 |
4% | 30959 | 22932 | 18643 | 16753 | 13725 | 11955 | 10813 |
4.5% | 31483 | 23474 | 19204 | 17327 | 14329 | 12589 | 11476 |
5% | 32013 | 24023 | 19774 | 17911 | 14947 | 13240 | 12159 |
5.5% | 32548 | 24581 | 20355 | 18506 | 15580 | 13909 | 12860 |
6% | 33088 | 25146 | 20944 | 19113 | 16227 | 14593 | 13579 |