Monthly Repayment |
HKD$12,860
|
Initial Payment |
HKD$1.81 Millions
|
Loan Amount |
HKD$2.71 Millions
|
Total interest |
HKD$1.15 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$69,500
|
Legal Fee |
HKD$27,600
|
Agency Fee |
HKD$45,200
|
Total Expense |
HKD$142,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33442 | 23758 | 18546 | 16231 | 12472 | 10220 | 8722 |
1.5% | 34030 | 24351 | 19145 | 16834 | 13086 | 10846 | 9359 |
2% | 34625 | 24954 | 19756 | 17451 | 13719 | 11494 | 10024 |
2.5% | 35226 | 25565 | 20380 | 18083 | 14370 | 12166 | 10715 |
3% | 35834 | 26187 | 21015 | 18728 | 15040 | 12860 | 11433 |
3.5% | 36448 | 26817 | 21663 | 19387 | 15728 | 13576 | 12178 |
4% | 37069 | 27457 | 22322 | 20060 | 16434 | 14314 | 12947 |
4.5% | 37697 | 28106 | 22994 | 20746 | 17157 | 15074 | 13741 |
5% | 38331 | 28764 | 23677 | 21446 | 17897 | 15854 | 14558 |
5.5% | 38971 | 29432 | 24372 | 22159 | 18655 | 16654 | 15398 |
6% | 39618 | 30108 | 25078 | 22885 | 19429 | 17473 | 16259 |