Monthly Repayment |
HKD$1,553
|
Initial Payment |
HKD$0.23 Millions
|
Loan Amount |
HKD$0.23 Millions
|
Total interest |
HKD$0.05 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$100
|
Legal Fee |
HKD$5,750
|
Agency Fee |
HKD$4,500
|
Total Expense |
HKD$10,350
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 2774 | 1971 | 1538 | 1346 | 1034 | 847 | 723 |
1.5% | 2823 | 2020 | 1588 | 1396 | 1085 | 899 | 776 |
2% | 2872 | 2070 | 1639 | 1447 | 1138 | 953 | 831 |
2.5% | 2922 | 2121 | 1690 | 1500 | 1192 | 1009 | 889 |
3% | 2972 | 2172 | 1743 | 1553 | 1247 | 1066 | 948 |
3.5% | 3023 | 2224 | 1797 | 1608 | 1304 | 1126 | 1010 |
4% | 3075 | 2278 | 1852 | 1664 | 1363 | 1187 | 1074 |
4.5% | 3127 | 2331 | 1907 | 1721 | 1423 | 1250 | 1140 |
5% | 3180 | 2386 | 1964 | 1779 | 1484 | 1315 | 1207 |
5.5% | 3233 | 2441 | 2022 | 1838 | 1547 | 1381 | 1277 |
6% | 3286 | 2497 | 2080 | 1898 | 1611 | 1449 | 1348 |