Monthly Repayment |
HKD$14,904
|
Initial Payment |
HKD$1.35 Millions
|
Loan Amount |
HKD$3.14 Millions
|
Total interest |
HKD$1.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$67,350
|
Legal Fee |
HKD$27,450
|
Agency Fee |
HKD$44,900
|
Total Expense |
HKD$139,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38757 | 27533 | 21493 | 18810 | 14454 | 11845 | 10109 |
1.5% | 39438 | 28221 | 22188 | 19509 | 15166 | 12569 | 10847 |
2% | 40128 | 28919 | 22896 | 20225 | 15899 | 13321 | 11617 |
2.5% | 40824 | 29629 | 23619 | 20957 | 16654 | 14100 | 12418 |
3% | 41529 | 30349 | 24355 | 21704 | 17431 | 14904 | 13251 |
3.5% | 42241 | 31079 | 25106 | 22468 | 18228 | 15734 | 14113 |
4% | 42961 | 31821 | 25870 | 23248 | 19045 | 16589 | 15005 |
4.5% | 43688 | 32573 | 26648 | 24043 | 19884 | 17469 | 15925 |
5% | 44422 | 33336 | 27440 | 24854 | 20742 | 18373 | 16872 |
5.5% | 45165 | 34109 | 28245 | 25680 | 21620 | 19300 | 17845 |
6% | 45914 | 34893 | 29064 | 26522 | 22517 | 20250 | 18843 |