Monthly Repayment |
HKD$12,775
|
Initial Payment |
HKD$1.8 Millions
|
Loan Amount |
HKD$2.69 Millions
|
Total interest |
HKD$1.14 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$67,350
|
Legal Fee |
HKD$27,450
|
Agency Fee |
HKD$44,900
|
Total Expense |
HKD$139,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33220 | 23600 | 18423 | 16123 | 12389 | 10152 | 8664 |
1.5% | 33804 | 24189 | 19018 | 16722 | 12999 | 10774 | 9297 |
2% | 34395 | 24788 | 19625 | 17336 | 13628 | 11418 | 9957 |
2.5% | 34992 | 25396 | 20245 | 17963 | 14275 | 12085 | 10644 |
3% | 35596 | 26013 | 20876 | 18604 | 14940 | 12775 | 11358 |
3.5% | 36206 | 26639 | 21519 | 19258 | 15624 | 13486 | 12097 |
4% | 36823 | 27275 | 22174 | 19927 | 16325 | 14219 | 12861 |
4.5% | 37447 | 27920 | 22841 | 20608 | 17043 | 14974 | 13650 |
5% | 38076 | 28574 | 23520 | 21303 | 17779 | 15748 | 14461 |
5.5% | 38712 | 29236 | 24210 | 22012 | 18531 | 16543 | 15296 |
6% | 39355 | 29908 | 24912 | 22733 | 19300 | 17357 | 16151 |