Monthly Repayment |
HKD$14,871
|
Initial Payment |
HKD$1.34 Millions
|
Loan Amount |
HKD$3.14 Millions
|
Total interest |
HKD$1.33 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$67,200
|
Legal Fee |
HKD$27,400
|
Agency Fee |
HKD$44,800
|
Total Expense |
HKD$139,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38670 | 27472 | 21445 | 18768 | 14422 | 11818 | 10086 |
1.5% | 39350 | 28158 | 22138 | 19466 | 15132 | 12542 | 10822 |
2% | 40038 | 28855 | 22845 | 20180 | 15864 | 13292 | 11591 |
2.5% | 40734 | 29563 | 23566 | 20910 | 16617 | 14068 | 12390 |
3% | 41436 | 30281 | 24301 | 21656 | 17392 | 14871 | 13221 |
3.5% | 42147 | 31010 | 25050 | 22418 | 18187 | 15699 | 14082 |
4% | 42865 | 31750 | 25812 | 23196 | 19003 | 16552 | 14971 |
4.5% | 43590 | 32501 | 26589 | 23990 | 19839 | 17430 | 15889 |
5% | 44323 | 33262 | 27379 | 24799 | 20696 | 18332 | 16834 |
5.5% | 45064 | 34033 | 28182 | 25623 | 21572 | 19257 | 17805 |
6% | 45812 | 34816 | 28999 | 26463 | 22467 | 20205 | 18801 |