Monthly Repayment |
HKD$14,864
|
Initial Payment |
HKD$1.34 Millions
|
Loan Amount |
HKD$3.13 Millions
|
Total interest |
HKD$1.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$67,170
|
Legal Fee |
HKD$27,390
|
Agency Fee |
HKD$44,780
|
Total Expense |
HKD$139,340
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38653 | 27460 | 21436 | 18760 | 14415 | 11813 | 10082 |
1.5% | 39333 | 28146 | 22128 | 19457 | 15125 | 12536 | 10818 |
2% | 40020 | 28842 | 22835 | 20171 | 15857 | 13286 | 11586 |
2.5% | 40715 | 29549 | 23556 | 20901 | 16610 | 14062 | 12385 |
3% | 41418 | 30267 | 24290 | 21646 | 17384 | 14864 | 13215 |
3.5% | 42128 | 30996 | 25039 | 22408 | 18179 | 15692 | 14075 |
4% | 42846 | 31736 | 25801 | 23186 | 18995 | 16545 | 14965 |
4.5% | 43571 | 32486 | 26577 | 23979 | 19831 | 17423 | 15882 |
5% | 44304 | 33247 | 27366 | 24788 | 20686 | 18324 | 16827 |
5.5% | 45044 | 34018 | 28169 | 25612 | 21562 | 19249 | 17797 |
6% | 45791 | 34800 | 28986 | 26451 | 22457 | 20196 | 18793 |