Monthly Repayment |
HKD$105,749
|
Initial Payment |
HKD$22.3 Millions
|
Loan Amount |
HKD$22.3 Millions
|
Total interest |
HKD$9.42 Millions
|
complete insurance payment |
HKD$66,900 (0.3%)
|
Stamp Duty |
HKD$1,895,500
|
Legal Fee |
HKD$129,000
|
Agency Fee |
HKD$446,000
|
Total Expense |
HKD$2,537,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 274986 | 195357 | 152501 | 133464 | 102556 | 84042 | 71725 |
1.5% | 279823 | 200235 | 157427 | 138425 | 107607 | 89185 | 76961 |
2% | 284713 | 205190 | 162454 | 143502 | 112811 | 94519 | 82425 |
2.5% | 289658 | 210221 | 167581 | 148693 | 118168 | 100041 | 88111 |
3% | 294656 | 215330 | 172807 | 153999 | 123675 | 105749 | 94017 |
3.5% | 299708 | 220515 | 178132 | 159418 | 129331 | 111639 | 100136 |
4% | 304814 | 225776 | 183554 | 164950 | 135133 | 117707 | 106463 |
4.5% | 309973 | 231113 | 189075 | 170593 | 141080 | 123950 | 112990 |
5% | 315186 | 236526 | 194692 | 176346 | 147170 | 130363 | 119711 |
5.5% | 320451 | 242013 | 200405 | 182209 | 153398 | 136941 | 126616 |
6% | 325770 | 247575 | 206213 | 188180 | 159764 | 143679 | 133699 |