Monthly Repayment |
HKD$14,831
|
Initial Payment |
HKD$1.34 Millions
|
Loan Amount |
HKD$3.13 Millions
|
Total interest |
HKD$1.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$67,020
|
Legal Fee |
HKD$27,340
|
Agency Fee |
HKD$44,680
|
Total Expense |
HKD$139,040
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38567 | 27399 | 21388 | 18718 | 14383 | 11787 | 10059 |
1.5% | 39245 | 28083 | 22079 | 19414 | 15092 | 12508 | 10793 |
2% | 39931 | 28778 | 22784 | 20126 | 15822 | 13256 | 11560 |
2.5% | 40624 | 29483 | 23503 | 20854 | 16573 | 14030 | 12357 |
3% | 41325 | 30200 | 24236 | 21598 | 17345 | 14831 | 13186 |
3.5% | 42034 | 30927 | 24983 | 22358 | 18138 | 15657 | 14044 |
4% | 42750 | 31665 | 25743 | 23134 | 18952 | 16508 | 14931 |
4.5% | 43474 | 32413 | 26518 | 23925 | 19786 | 17384 | 15847 |
5% | 44205 | 33173 | 27305 | 24732 | 20640 | 18283 | 16789 |
5.5% | 44943 | 33942 | 28107 | 25555 | 21514 | 19206 | 17758 |
6% | 45689 | 34722 | 28921 | 26392 | 22407 | 20151 | 18751 |