Monthly Repayment |
HKD$12,712
|
Initial Payment |
HKD$1.79 Millions
|
Loan Amount |
HKD$2.68 Millions
|
Total interest |
HKD$1.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$67,020
|
Legal Fee |
HKD$27,340
|
Agency Fee |
HKD$44,680
|
Total Expense |
HKD$139,040
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 33057 | 23484 | 18332 | 16044 | 12328 | 10103 | 8622 |
1.5% | 33639 | 24071 | 18925 | 16640 | 12936 | 10721 | 9251 |
2% | 34226 | 24666 | 19529 | 17251 | 13561 | 11362 | 9908 |
2.5% | 34821 | 25271 | 20145 | 17875 | 14205 | 12026 | 10592 |
3% | 35422 | 25886 | 20774 | 18513 | 14867 | 12712 | 11302 |
3.5% | 36029 | 26509 | 21414 | 19164 | 15547 | 13420 | 12037 |
4% | 36643 | 27141 | 22066 | 19829 | 16245 | 14150 | 12798 |
4.5% | 37263 | 27783 | 22729 | 20507 | 16960 | 14900 | 13583 |
5% | 37890 | 28434 | 23404 | 21199 | 17692 | 15671 | 14391 |
5.5% | 38523 | 29093 | 24091 | 21904 | 18440 | 16462 | 15221 |
6% | 39162 | 29762 | 24789 | 22622 | 19206 | 17272 | 16072 |