Monthly Repayment |
HKD$14,804
|
Initial Payment |
HKD$1.34 Millions
|
Loan Amount |
HKD$3.12 Millions
|
Total interest |
HKD$1.32 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,900
|
Legal Fee |
HKD$27,300
|
Agency Fee |
HKD$44,600
|
Total Expense |
HKD$138,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38498 | 27350 | 21350 | 18684 | 14357 | 11765 | 10041 |
1.5% | 39175 | 28032 | 22039 | 19379 | 15065 | 12486 | 10774 |
2% | 39859 | 28726 | 22743 | 20090 | 15793 | 13232 | 11539 |
2.5% | 40552 | 29431 | 23461 | 20817 | 16543 | 14005 | 12335 |
3% | 41251 | 30146 | 24193 | 21559 | 17314 | 14804 | 13162 |
3.5% | 41959 | 30872 | 24938 | 22318 | 18106 | 15629 | 14019 |
4% | 42674 | 31608 | 25697 | 23093 | 18918 | 16479 | 14904 |
4.5% | 43396 | 32355 | 26470 | 23883 | 19751 | 17353 | 15818 |
5% | 44126 | 33113 | 27256 | 24688 | 20603 | 18250 | 16759 |
5.5% | 44863 | 33881 | 28056 | 25509 | 21475 | 19171 | 17726 |
6% | 45607 | 34660 | 28869 | 26345 | 22366 | 20115 | 18717 |