Monthly Repayment |
HKD$12,689
|
Initial Payment |
HKD$1.78 Millions
|
Loan Amount |
HKD$2.68 Millions
|
Total interest |
HKD$1.13 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,900
|
Legal Fee |
HKD$27,300
|
Agency Fee |
HKD$44,600
|
Total Expense |
HKD$138,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32998 | 23442 | 18300 | 16015 | 12306 | 10085 | 8607 |
1.5% | 33578 | 24028 | 18891 | 16611 | 12912 | 10702 | 9235 |
2% | 34165 | 24622 | 19494 | 17220 | 13537 | 11342 | 9891 |
2.5% | 34758 | 25226 | 20109 | 17843 | 14180 | 12004 | 10573 |
3% | 35358 | 25839 | 20736 | 18479 | 14841 | 12689 | 11282 |
3.5% | 35965 | 26461 | 21375 | 19130 | 15519 | 13396 | 12016 |
4% | 36577 | 27093 | 22026 | 19794 | 16216 | 14124 | 12775 |
4.5% | 37196 | 27733 | 22689 | 20471 | 16929 | 14874 | 13558 |
5% | 37822 | 28383 | 23363 | 21161 | 17660 | 15643 | 14365 |
5.5% | 38454 | 29041 | 24048 | 21865 | 18407 | 16432 | 15194 |
6% | 39092 | 29709 | 24745 | 22581 | 19171 | 17241 | 16043 |