Monthly Repayment |
HKD$153,654
|
Initial Payment |
HKD$22.25 Millions
|
Loan Amount |
HKD$22.25 Millions
|
Total interest |
HKD$5.41 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$1,891,250
|
Legal Fee |
HKD$128,750
|
Agency Fee |
HKD$445,000
|
Total Expense |
HKD$2,465,000
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 274370 | 194919 | 152159 | 133165 | 102326 | 83854 | 71564 |
1.5% | 279195 | 199786 | 157074 | 138115 | 107366 | 88985 | 76789 |
2% | 284075 | 204729 | 162090 | 143180 | 112559 | 94307 | 82240 |
2.5% | 289008 | 209750 | 167205 | 148360 | 117903 | 99817 | 87914 |
3% | 293995 | 214847 | 172419 | 153654 | 123397 | 105512 | 93806 |
3.5% | 299036 | 220021 | 177732 | 159061 | 129041 | 111388 | 99912 |
4% | 304130 | 225270 | 183143 | 164580 | 134830 | 117443 | 106224 |
4.5% | 309278 | 230595 | 188651 | 170211 | 140764 | 123672 | 112737 |
5% | 314479 | 235995 | 194255 | 175951 | 146840 | 130071 | 119442 |
5.5% | 319733 | 241470 | 199955 | 181801 | 153054 | 136634 | 126333 |
6% | 325040 | 247020 | 205750 | 187758 | 159405 | 143357 | 133399 |