| Monthly Repayment |
HKD$14,771
|
| Loan Amount |
HKD$3.12 Millions
|
| Total Interest |
HKD$1.32 Millions
|
| Total repayment |
HKD$4.44 Millions
|
| Down payment |
HKD$1,340,000
|
| Stamp Duty |
HKD$66,750
|
| Legal Fee |
HKD$27,250
|
| Agency Fee |
HKD$44,500
|
| Complete insurance Payment |
--
|
| Total Expense |
HKD$1,478,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
| Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
|---|---|---|---|---|---|---|---|
| 1% | 38411 | 27288 | 21302 | 18643 | 14325 | 11739 | 10019 |
| 1.5% | 39087 | 27970 | 21990 | 19336 | 15031 | 12458 | 10750 |
| 2% | 39770 | 28662 | 22692 | 20045 | 15758 | 13203 | 11513 |
| 2.5% | 40461 | 29365 | 23408 | 20770 | 16506 | 13974 | 12308 |
| 3% | 41159 | 30078 | 24138 | 21511 | 17275 | 14771 | 13132 |
| 3.5% | 41865 | 30802 | 24882 | 22268 | 18065 | 15594 | 13987 |
| 4% | 42578 | 31537 | 25640 | 23041 | 18876 | 16442 | 14871 |
| 4.5% | 43299 | 32283 | 26411 | 23829 | 19707 | 17314 | 15783 |
| 5% | 44027 | 33039 | 27195 | 24633 | 20557 | 18209 | 16721 |
| 5.5% | 44762 | 33805 | 27993 | 25452 | 21427 | 19128 | 17686 |
| 6% | 45505 | 34582 | 28805 | 26286 | 22316 | 20069 | 18675 |
