Monthly Repayment |
HKD$14,731
|
Initial Payment |
HKD$1.33 Millions
|
Loan Amount |
HKD$3.11 Millions
|
Total interest |
HKD$1.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,570
|
Legal Fee |
HKD$27,190
|
Agency Fee |
HKD$44,380
|
Total Expense |
HKD$138,140
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38308 | 27215 | 21244 | 18592 | 14287 | 11707 | 9992 |
1.5% | 38982 | 27894 | 21931 | 19284 | 14990 | 12424 | 10721 |
2% | 39663 | 28584 | 22631 | 19991 | 15715 | 13167 | 11482 |
2.5% | 40352 | 29285 | 23345 | 20714 | 16461 | 13936 | 12274 |
3% | 41048 | 29997 | 24073 | 21453 | 17229 | 14731 | 13097 |
3.5% | 41752 | 30719 | 24815 | 22208 | 18017 | 15552 | 13950 |
4% | 42463 | 31452 | 25570 | 22979 | 18825 | 16397 | 14831 |
4.5% | 43182 | 32196 | 26339 | 23765 | 19653 | 17267 | 15740 |
5% | 43908 | 32950 | 27122 | 24566 | 20502 | 18160 | 16676 |
5.5% | 44641 | 33714 | 27918 | 25383 | 21369 | 19077 | 17638 |
6% | 45382 | 34489 | 28727 | 26215 | 22256 | 20015 | 18625 |