Monthly Repayment |
HKD$14,705
|
Initial Payment |
HKD$1.33 Millions
|
Loan Amount |
HKD$3.1 Millions
|
Total interest |
HKD$1.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,450
|
Legal Fee |
HKD$27,150
|
Agency Fee |
HKD$44,300
|
Total Expense |
HKD$137,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38239 | 27166 | 21206 | 18559 | 14261 | 11686 | 9974 |
1.5% | 38911 | 27844 | 21891 | 19249 | 14963 | 12402 | 10702 |
2% | 39591 | 28533 | 22590 | 19955 | 15687 | 13143 | 11461 |
2.5% | 40279 | 29233 | 23303 | 20677 | 16432 | 13911 | 12252 |
3% | 40974 | 29943 | 24030 | 21414 | 17198 | 14705 | 13073 |
3.5% | 41676 | 30664 | 24770 | 22168 | 17984 | 15524 | 13924 |
4% | 42386 | 31396 | 25524 | 22937 | 18791 | 16368 | 14804 |
4.5% | 43104 | 32138 | 26292 | 23722 | 19618 | 17236 | 15712 |
5% | 43829 | 32890 | 27073 | 24522 | 20465 | 18128 | 16646 |
5.5% | 44561 | 33653 | 27868 | 25337 | 21331 | 19042 | 17607 |
6% | 45301 | 34427 | 28675 | 26168 | 22216 | 19979 | 18592 |