Monthly Repayment |
HKD$12,604
|
Initial Payment |
HKD$1.77 Millions
|
Loan Amount |
HKD$2.66 Millions
|
Total interest |
HKD$1.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,450
|
Legal Fee |
HKD$27,150
|
Agency Fee |
HKD$44,300
|
Total Expense |
HKD$137,900
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32776 | 23285 | 18177 | 15907 | 12223 | 10017 | 8549 |
1.5% | 33352 | 23866 | 18764 | 16499 | 12826 | 10630 | 9173 |
2% | 33935 | 24457 | 19363 | 17104 | 13446 | 11266 | 9824 |
2.5% | 34525 | 25056 | 19974 | 17723 | 14084 | 11924 | 10502 |
3% | 35120 | 25665 | 20597 | 18355 | 14741 | 12604 | 11206 |
3.5% | 35723 | 26283 | 21232 | 19001 | 15415 | 13306 | 11935 |
4% | 36331 | 26910 | 21878 | 19660 | 16106 | 14029 | 12689 |
4.5% | 36946 | 27547 | 22536 | 20333 | 16815 | 14774 | 13467 |
5% | 37567 | 28192 | 23205 | 21019 | 17541 | 15538 | 14268 |
5.5% | 38195 | 28846 | 23886 | 21718 | 18284 | 16322 | 15091 |
6% | 38829 | 29509 | 24579 | 22429 | 19042 | 17125 | 15936 |