Monthly Repayment |
HKD$14,672
|
Initial Payment |
HKD$1.33 Millions
|
Loan Amount |
HKD$3.09 Millions
|
Total interest |
HKD$1.31 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,300
|
Legal Fee |
HKD$27,100
|
Agency Fee |
HKD$44,200
|
Total Expense |
HKD$137,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38152 | 27104 | 21158 | 18517 | 14229 | 11660 | 9951 |
1.5% | 38823 | 27781 | 21842 | 19205 | 14929 | 12374 | 10678 |
2% | 39502 | 28468 | 22539 | 19910 | 15652 | 13114 | 11436 |
2.5% | 40188 | 29167 | 23250 | 20630 | 16395 | 13880 | 12225 |
3% | 40881 | 29875 | 23976 | 21366 | 17159 | 14672 | 13044 |
3.5% | 41582 | 30595 | 24714 | 22118 | 17943 | 15489 | 13893 |
4% | 42291 | 31325 | 25467 | 22885 | 18749 | 16331 | 14771 |
4.5% | 43007 | 32065 | 26233 | 23668 | 19574 | 17197 | 15676 |
5% | 43730 | 32816 | 27012 | 24467 | 20419 | 18087 | 16609 |
5.5% | 44460 | 33578 | 27805 | 25280 | 21283 | 18999 | 17567 |
6% | 45198 | 34349 | 28610 | 26108 | 22166 | 19934 | 18550 |