Monthly Repayment |
HKD$12,576
|
Initial Payment |
HKD$1.77 Millions
|
Loan Amount |
HKD$2.65 Millions
|
Total interest |
HKD$1.12 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,300
|
Legal Fee |
HKD$27,100
|
Agency Fee |
HKD$44,200
|
Total Expense |
HKD$137,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32702 | 23232 | 18136 | 15872 | 12196 | 9994 | 8529 |
1.5% | 33277 | 23812 | 18721 | 16462 | 12797 | 10606 | 9152 |
2% | 33859 | 24401 | 19319 | 17065 | 13416 | 11240 | 9802 |
2.5% | 34447 | 25000 | 19929 | 17683 | 14053 | 11897 | 10478 |
3% | 35041 | 25607 | 20550 | 18314 | 14707 | 12576 | 11180 |
3.5% | 35642 | 26224 | 21184 | 18958 | 15380 | 13276 | 11908 |
4% | 36249 | 26850 | 21829 | 19616 | 16070 | 13998 | 12661 |
4.5% | 36863 | 27484 | 22485 | 20287 | 16777 | 14740 | 13437 |
5% | 37483 | 28128 | 23153 | 20971 | 17502 | 15503 | 14236 |
5.5% | 38109 | 28781 | 23832 | 21669 | 18242 | 16285 | 15057 |
6% | 38741 | 29442 | 24523 | 22379 | 18999 | 17086 | 15900 |