Monthly Repayment |
HKD$14,638
|
Initial Payment |
HKD$1.32 Millions
|
Loan Amount |
HKD$3.09 Millions
|
Total interest |
HKD$1.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$66,150
|
Legal Fee |
HKD$27,050
|
Agency Fee |
HKD$44,100
|
Total Expense |
HKD$137,300
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 38066 | 27043 | 21110 | 18475 | 14196 | 11634 | 9929 |
1.5% | 38736 | 27718 | 21792 | 19162 | 14896 | 12346 | 10653 |
2% | 39413 | 28404 | 22488 | 19865 | 15616 | 13084 | 11410 |
2.5% | 40097 | 29101 | 23198 | 20583 | 16358 | 13848 | 12197 |
3% | 40789 | 29808 | 23921 | 21318 | 17120 | 14638 | 13014 |
3.5% | 41488 | 30526 | 24658 | 22068 | 17903 | 15454 | 13862 |
4% | 42195 | 31254 | 25409 | 22834 | 18706 | 16294 | 14737 |
4.5% | 42909 | 31993 | 26173 | 23615 | 19529 | 17158 | 15641 |
5% | 43631 | 32742 | 26951 | 24411 | 20372 | 18046 | 16571 |
5.5% | 44360 | 33502 | 27742 | 25223 | 21235 | 18956 | 17527 |
6% | 45096 | 34272 | 28546 | 26049 | 22116 | 19889 | 18508 |