Monthly Repayment |
HKD$104,326
|
Initial Payment |
HKD$22 Millions
|
Loan Amount |
HKD$22 Millions
|
Total interest |
HKD$9.3 Millions
|
complete insurance payment |
HKD$66,000 (0.3%)
|
Stamp Duty |
HKD$1,870,000
|
Legal Fee |
HKD$127,500
|
Agency Fee |
HKD$440,000
|
Total Expense |
HKD$2,503,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 271287 | 192729 | 150449 | 131668 | 101176 | 82911 | 70760 |
1.5% | 276058 | 197541 | 155310 | 136563 | 106159 | 87985 | 75926 |
2% | 280883 | 202429 | 160269 | 141571 | 111294 | 93247 | 81316 |
2.5% | 285761 | 207393 | 165327 | 146693 | 116578 | 98695 | 86926 |
3% | 290692 | 212433 | 170482 | 151927 | 122011 | 104326 | 92752 |
3.5% | 295676 | 217548 | 175735 | 157274 | 127591 | 110137 | 98789 |
4% | 300713 | 222739 | 181085 | 162731 | 133315 | 116124 | 105031 |
4.5% | 305803 | 228004 | 186531 | 168298 | 139182 | 122283 | 111470 |
5% | 310945 | 233344 | 192073 | 173974 | 145190 | 128609 | 118100 |
5.5% | 316140 | 238757 | 197709 | 179758 | 151335 | 135099 | 124913 |
6% | 321388 | 244245 | 203439 | 185648 | 157614 | 141746 | 131901 |