Monthly Repayment |
HKD$104,089
|
Initial Payment |
HKD$21.95 Millions
|
Loan Amount |
HKD$21.95 Millions
|
Total interest |
HKD$9.28 Millions
|
complete insurance payment |
HKD$65,850 (0.3%)
|
Stamp Duty |
HKD$1,865,750
|
Legal Fee |
HKD$127,250
|
Agency Fee |
HKD$439,000
|
Total Expense |
HKD$2,497,850
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 270670 | 192291 | 150107 | 131369 | 100946 | 82723 | 70599 |
1.5% | 275431 | 197092 | 154957 | 136253 | 105918 | 87786 | 75753 |
2% | 280245 | 201969 | 159905 | 141250 | 111041 | 93036 | 81131 |
2.5% | 285112 | 206922 | 164951 | 146360 | 116313 | 98471 | 86729 |
3% | 290031 | 211950 | 170095 | 151582 | 121734 | 104089 | 92542 |
3.5% | 295004 | 217054 | 175336 | 156916 | 127301 | 109886 | 98565 |
4% | 300030 | 222233 | 180673 | 162361 | 133012 | 115860 | 104792 |
4.5% | 305108 | 227486 | 186107 | 167916 | 138866 | 122005 | 111217 |
5% | 310239 | 232813 | 191636 | 173579 | 144860 | 128317 | 117832 |
5.5% | 315422 | 238215 | 197259 | 179349 | 150991 | 134792 | 124629 |
6% | 320657 | 243690 | 202976 | 185226 | 157256 | 141424 | 131601 |