Monthly Repayment |
HKD$14,572
|
Initial Payment |
HKD$1.32 Millions
|
Loan Amount |
HKD$3.07 Millions
|
Total interest |
HKD$1.3 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,850
|
Legal Fee |
HKD$26,950
|
Agency Fee |
HKD$43,900
|
Total Expense |
HKD$136,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37893 | 26920 | 21015 | 18391 | 14132 | 11581 | 9883 |
1.5% | 38560 | 27592 | 21693 | 19075 | 14828 | 12290 | 10605 |
2% | 39234 | 28275 | 22386 | 19775 | 15545 | 13025 | 11358 |
2.5% | 39915 | 28969 | 23093 | 20490 | 16283 | 13785 | 12142 |
3% | 40604 | 29673 | 23813 | 21221 | 17042 | 14572 | 12955 |
3.5% | 41300 | 30387 | 24547 | 21968 | 17822 | 15384 | 13799 |
4% | 42004 | 31112 | 25294 | 22730 | 18621 | 16220 | 14670 |
4.5% | 42715 | 31848 | 26055 | 23508 | 19441 | 17080 | 15570 |
5% | 43433 | 32593 | 26829 | 24301 | 20280 | 17964 | 16496 |
5.5% | 44159 | 33350 | 27616 | 25108 | 21138 | 18870 | 17448 |
6% | 44892 | 34116 | 28416 | 25931 | 22015 | 19799 | 18424 |