Monthly Repayment |
HKD$12,490
|
Initial Payment |
HKD$1.76 Millions
|
Loan Amount |
HKD$2.63 Millions
|
Total interest |
HKD$1.11 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,850
|
Legal Fee |
HKD$26,950
|
Agency Fee |
HKD$43,900
|
Total Expense |
HKD$136,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32480 | 23074 | 18012 | 15764 | 12113 | 9926 | 8471 |
1.5% | 33051 | 23651 | 18594 | 16350 | 12710 | 10534 | 9090 |
2% | 33629 | 24236 | 19188 | 16950 | 13324 | 11164 | 9735 |
2.5% | 34213 | 24830 | 19794 | 17563 | 13957 | 11816 | 10407 |
3% | 34803 | 25434 | 20411 | 18189 | 14608 | 12490 | 11105 |
3.5% | 35400 | 26046 | 21040 | 18830 | 15276 | 13186 | 11827 |
4% | 36003 | 26667 | 21680 | 19483 | 15961 | 13903 | 12575 |
4.5% | 36613 | 27298 | 22332 | 20149 | 16663 | 14640 | 13346 |
5% | 37228 | 27937 | 22996 | 20829 | 17383 | 15398 | 14139 |
5.5% | 37850 | 28585 | 23671 | 21521 | 18118 | 16175 | 14955 |
6% | 38478 | 29242 | 24357 | 22227 | 18870 | 16970 | 15792 |