Monthly Repayment |
HKD$151,237
|
Initial Payment |
HKD$21.9 Millions
|
Loan Amount |
HKD$21.9 Millions
|
Total interest |
HKD$5.32 Millions
|
complete insurance payment |
HKD$65,700 (0.3%)
|
Stamp Duty |
HKD$1,861,500
|
Legal Fee |
HKD$127,000
|
Agency Fee |
HKD$438,000
|
Total Expense |
HKD$2,492,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 270054 | 191853 | 149765 | 131070 | 100716 | 82535 | 70439 |
1.5% | 274804 | 196643 | 154604 | 135942 | 105677 | 87586 | 75581 |
2% | 279606 | 201509 | 159540 | 140928 | 110788 | 92824 | 80946 |
2.5% | 284462 | 206451 | 164575 | 146026 | 116048 | 98247 | 86531 |
3% | 289371 | 211468 | 169707 | 151237 | 121456 | 103852 | 92331 |
3.5% | 294332 | 216560 | 174936 | 156559 | 127011 | 109636 | 98340 |
4% | 299346 | 221726 | 180262 | 161991 | 132709 | 115596 | 104553 |
4.5% | 304413 | 226968 | 185683 | 167533 | 138550 | 121727 | 110964 |
5% | 309532 | 232283 | 191200 | 173183 | 144530 | 128025 | 117563 |
5.5% | 314703 | 237672 | 196810 | 178941 | 150647 | 134485 | 124345 |
6% | 319927 | 243134 | 202514 | 184804 | 156898 | 141102 | 131301 |