Monthly Repayment |
HKD$150,892
|
Initial Payment |
HKD$21.85 Millions
|
Loan Amount |
HKD$21.85 Millions
|
Total interest |
HKD$5.31 Millions
|
complete insurance payment |
HKD$65,550 (0.3%)
|
Stamp Duty |
HKD$1,857,250
|
Legal Fee |
HKD$126,750
|
Agency Fee |
HKD$437,000
|
Total Expense |
HKD$2,486,550
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 269437 | 191415 | 149423 | 130771 | 100486 | 82346 | 70278 |
1.5% | 274176 | 196194 | 154251 | 135632 | 105436 | 87386 | 75408 |
2% | 278968 | 201049 | 159176 | 140606 | 110535 | 92612 | 80761 |
2.5% | 283813 | 205979 | 164199 | 145693 | 115783 | 98022 | 86333 |
3% | 288710 | 210985 | 169320 | 150892 | 121179 | 103615 | 92120 |
3.5% | 293660 | 216065 | 174537 | 156201 | 126721 | 109386 | 98116 |
4% | 298663 | 221220 | 179850 | 161621 | 132406 | 115332 | 104315 |
4.5% | 303718 | 226449 | 185259 | 167151 | 138233 | 121449 | 110710 |
5% | 308825 | 231753 | 190763 | 172788 | 144200 | 127732 | 117295 |
5.5% | 313985 | 237129 | 196361 | 178532 | 150303 | 134178 | 124061 |
6% | 319196 | 242579 | 202052 | 184382 | 156540 | 140779 | 131001 |