Monthly Repayment |
HKD$12,433
|
Initial Payment |
HKD$1.75 Millions
|
Loan Amount |
HKD$2.62 Millions
|
Total interest |
HKD$1.11 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,550
|
Legal Fee |
HKD$26,850
|
Agency Fee |
HKD$43,700
|
Total Expense |
HKD$136,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32332 | 22969 | 17930 | 15692 | 12058 | 9881 | 8433 |
1.5% | 32901 | 23543 | 18510 | 16275 | 12652 | 10486 | 9049 |
2% | 33476 | 24125 | 19101 | 16872 | 13264 | 11113 | 9691 |
2.5% | 34057 | 24717 | 19703 | 17483 | 13894 | 11762 | 10360 |
3% | 34645 | 25318 | 20318 | 18107 | 14541 | 12433 | 11054 |
3.5% | 35239 | 25927 | 20944 | 18744 | 15206 | 13126 | 11773 |
4% | 35839 | 26546 | 21582 | 19394 | 15888 | 13839 | 12517 |
4.5% | 36446 | 27173 | 22231 | 20058 | 16588 | 14573 | 13285 |
5% | 37059 | 27810 | 22891 | 20734 | 17304 | 15327 | 14075 |
5.5% | 37678 | 28455 | 23563 | 21423 | 18036 | 16101 | 14887 |
6% | 38303 | 29109 | 24246 | 22125 | 18784 | 16893 | 15720 |