Monthly Repayment |
HKD$14,472
|
Initial Payment |
HKD$1.31 Millions
|
Loan Amount |
HKD$3.05 Millions
|
Total interest |
HKD$1.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,400
|
Legal Fee |
HKD$26,800
|
Agency Fee |
HKD$43,600
|
Total Expense |
HKD$135,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37634 | 26736 | 20871 | 18266 | 14035 | 11502 | 9816 |
1.5% | 38296 | 27404 | 21545 | 18945 | 14727 | 12206 | 10533 |
2% | 38966 | 28082 | 22233 | 19639 | 15439 | 12936 | 11280 |
2.5% | 39642 | 28771 | 22935 | 20350 | 16172 | 13691 | 12059 |
3% | 40326 | 29470 | 23650 | 21076 | 16926 | 14472 | 12867 |
3.5% | 41018 | 30179 | 24379 | 21818 | 17700 | 15279 | 13704 |
4% | 41717 | 30900 | 25121 | 22575 | 18494 | 16109 | 14570 |
4.5% | 42423 | 31630 | 25877 | 23347 | 19308 | 16964 | 15464 |
5% | 43136 | 32371 | 26645 | 24135 | 20141 | 17841 | 16383 |
5.5% | 43857 | 33122 | 27427 | 24937 | 20994 | 18741 | 17328 |
6% | 44585 | 33883 | 28222 | 25754 | 21865 | 19664 | 18298 |