Monthly Repayment |
HKD$14,439
|
Initial Payment |
HKD$1.31 Millions
|
Loan Amount |
HKD$3.05 Millions
|
Total interest |
HKD$1.29 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,250
|
Legal Fee |
HKD$26,750
|
Agency Fee |
HKD$43,500
|
Total Expense |
HKD$135,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37548 | 26675 | 20823 | 18224 | 14003 | 11475 | 9793 |
1.5% | 38209 | 27341 | 21496 | 18901 | 14693 | 12178 | 10508 |
2% | 38876 | 28018 | 22182 | 19594 | 15404 | 12906 | 11254 |
2.5% | 39551 | 28705 | 22882 | 20303 | 16135 | 13660 | 12031 |
3% | 40234 | 29402 | 23596 | 21028 | 16887 | 14439 | 12837 |
3.5% | 40924 | 30110 | 24323 | 21768 | 17659 | 15243 | 13673 |
4% | 41621 | 30829 | 25063 | 22523 | 18452 | 16072 | 14537 |
4.5% | 42325 | 31557 | 25817 | 23294 | 19264 | 16925 | 15428 |
5% | 43037 | 32296 | 26584 | 24079 | 20095 | 17800 | 16346 |
5.5% | 43756 | 33046 | 27364 | 24880 | 20946 | 18698 | 17289 |
6% | 44483 | 33805 | 28157 | 25695 | 21815 | 19618 | 18256 |