Monthly Repayment |
HKD$12,376
|
Initial Payment |
HKD$1.74 Millions
|
Loan Amount |
HKD$2.61 Millions
|
Total interest |
HKD$1.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,250
|
Legal Fee |
HKD$26,750
|
Agency Fee |
HKD$43,500
|
Total Expense |
HKD$135,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32184 | 22864 | 17848 | 15620 | 12003 | 9836 | 8394 |
1.5% | 32750 | 23435 | 18425 | 16201 | 12594 | 10438 | 9007 |
2% | 33323 | 24015 | 19013 | 16795 | 13203 | 11062 | 9647 |
2.5% | 33901 | 24604 | 19613 | 17403 | 13830 | 11708 | 10312 |
3% | 34486 | 25202 | 20225 | 18024 | 14474 | 12376 | 11003 |
3.5% | 35078 | 25809 | 20848 | 18658 | 15136 | 13066 | 11720 |
4% | 35675 | 26424 | 21483 | 19305 | 15816 | 13776 | 12460 |
4.5% | 36279 | 27049 | 22129 | 19966 | 16512 | 14507 | 13224 |
5% | 36889 | 27683 | 22786 | 20639 | 17224 | 15257 | 14011 |
5.5% | 37505 | 28325 | 23455 | 21325 | 17953 | 16027 | 14819 |
6% | 38128 | 28976 | 24135 | 22024 | 18698 | 16816 | 15648 |