Monthly Repayment |
HKD$12,348
|
Initial Payment |
HKD$1.74 Millions
|
Loan Amount |
HKD$2.6 Millions
|
Total interest |
HKD$1.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$65,100
|
Legal Fee |
HKD$26,700
|
Agency Fee |
HKD$43,400
|
Total Expense |
HKD$135,200
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 32110 | 22812 | 17807 | 15584 | 11975 | 9813 | 8375 |
1.5% | 32675 | 23381 | 18383 | 16164 | 12565 | 10414 | 8986 |
2% | 33246 | 23960 | 18970 | 16756 | 13173 | 11037 | 9624 |
2.5% | 33823 | 24547 | 19568 | 17363 | 13798 | 11681 | 10288 |
3% | 34407 | 25144 | 20178 | 17982 | 14441 | 12348 | 10978 |
3.5% | 34997 | 25749 | 20800 | 18615 | 15102 | 13036 | 11693 |
4% | 35593 | 26364 | 21433 | 19261 | 15779 | 13744 | 12431 |
4.5% | 36196 | 26987 | 22078 | 19920 | 16474 | 14473 | 13194 |
5% | 36804 | 27619 | 22734 | 20592 | 17185 | 15222 | 13978 |
5.5% | 37419 | 28260 | 23401 | 21276 | 17912 | 15990 | 14785 |
6% | 38040 | 28909 | 24079 | 21974 | 18655 | 16777 | 15612 |