Monthly Repayment |
HKD$12,291
|
Initial Payment |
HKD$1.73 Millions
|
Loan Amount |
HKD$2.59 Millions
|
Total interest |
HKD$1.1 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$64,800
|
Legal Fee |
HKD$26,600
|
Agency Fee |
HKD$43,200
|
Total Expense |
HKD$134,600
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31962 | 22706 | 17725 | 15512 | 11920 | 9768 | 8336 |
1.5% | 32524 | 23273 | 18298 | 16089 | 12507 | 10366 | 8945 |
2% | 33093 | 23849 | 18882 | 16679 | 13112 | 10986 | 9580 |
2.5% | 33667 | 24434 | 19478 | 17283 | 13735 | 11628 | 10241 |
3% | 34248 | 25028 | 20085 | 17899 | 14375 | 12291 | 10927 |
3.5% | 34836 | 25631 | 20704 | 18529 | 15032 | 12976 | 11639 |
4% | 35429 | 26242 | 21335 | 19172 | 15707 | 13681 | 12374 |
4.5% | 36029 | 26863 | 21976 | 19828 | 16398 | 14407 | 13133 |
5% | 36635 | 27492 | 22629 | 20497 | 17106 | 15152 | 13914 |
5.5% | 37247 | 28130 | 23293 | 21178 | 17830 | 15917 | 14717 |
6% | 37865 | 28776 | 23968 | 21872 | 18569 | 16700 | 15540 |