Monthly Repayment |
HKD$12,257
|
Initial Payment |
HKD$1.72 Millions
|
Loan Amount |
HKD$2.58 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$64,620
|
Legal Fee |
HKD$26,540
|
Agency Fee |
HKD$43,080
|
Total Expense |
HKD$134,240
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31873 | 22643 | 17676 | 15469 | 11887 | 9741 | 8313 |
1.5% | 32434 | 23209 | 18247 | 16044 | 12472 | 10337 | 8920 |
2% | 33001 | 23783 | 18830 | 16633 | 13076 | 10955 | 9553 |
2.5% | 33574 | 24366 | 19424 | 17235 | 13696 | 11595 | 10213 |
3% | 34153 | 24959 | 20030 | 17850 | 14335 | 12257 | 10897 |
3.5% | 34739 | 25560 | 20647 | 18478 | 14990 | 12940 | 11606 |
4% | 35331 | 26169 | 21275 | 19119 | 15663 | 13643 | 12340 |
4.5% | 35929 | 26788 | 21915 | 19773 | 16352 | 14367 | 13096 |
5% | 36533 | 27415 | 22566 | 20440 | 17058 | 15110 | 13875 |
5.5% | 37143 | 28051 | 23229 | 21119 | 17780 | 15872 | 14676 |
6% | 37760 | 28696 | 23902 | 21812 | 18518 | 16653 | 15497 |