Monthly Repayment |
HKD$14,287
|
Initial Payment |
HKD$1.29 Millions
|
Loan Amount |
HKD$3.01 Millions
|
Total interest |
HKD$1.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$64,560
|
Legal Fee |
HKD$26,520
|
Agency Fee |
HKD$43,040
|
Total Expense |
HKD$134,120
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37151 | 26393 | 20603 | 18031 | 13855 | 11354 | 9690 |
1.5% | 37805 | 27052 | 21269 | 18701 | 14538 | 12049 | 10397 |
2% | 38465 | 27721 | 21948 | 19387 | 15241 | 12769 | 11135 |
2.5% | 39133 | 28401 | 22640 | 20089 | 15964 | 13515 | 11904 |
3% | 39809 | 29091 | 23346 | 20805 | 16708 | 14287 | 12702 |
3.5% | 40491 | 29792 | 24066 | 21537 | 17473 | 15082 | 13528 |
4% | 41181 | 30503 | 24798 | 22285 | 18256 | 15902 | 14383 |
4.5% | 41878 | 31224 | 25544 | 23047 | 19060 | 16746 | 15265 |
5% | 42582 | 31955 | 26303 | 23825 | 19883 | 17612 | 16173 |
5.5% | 43294 | 32696 | 27075 | 24617 | 20724 | 18501 | 17106 |
6% | 44012 | 33448 | 27860 | 25423 | 21584 | 19411 | 18063 |