Monthly Repayment |
HKD$14,240
|
Initial Payment |
HKD$1.29 Millions
|
Loan Amount |
HKD$3 Millions
|
Total interest |
HKD$1.27 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$64,350
|
Legal Fee |
HKD$26,450
|
Agency Fee |
HKD$42,900
|
Total Expense |
HKD$133,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 37030 | 26307 | 20536 | 17972 | 13810 | 11317 | 9658 |
1.5% | 37682 | 26964 | 21199 | 18640 | 14490 | 12010 | 10363 |
2% | 38340 | 27631 | 21876 | 19324 | 15191 | 12728 | 11099 |
2.5% | 39006 | 28309 | 22567 | 20023 | 15912 | 13471 | 11865 |
3% | 39679 | 28997 | 23270 | 20738 | 16654 | 14240 | 12660 |
3.5% | 40359 | 29695 | 23987 | 21467 | 17416 | 15033 | 13484 |
4% | 41047 | 30403 | 24718 | 22212 | 18197 | 15850 | 14336 |
4.5% | 41742 | 31122 | 25461 | 22972 | 18998 | 16691 | 15215 |
5% | 42444 | 31851 | 26217 | 23747 | 19818 | 17555 | 16120 |
5.5% | 43153 | 32590 | 26987 | 24537 | 20657 | 18441 | 17050 |
6% | 43869 | 33339 | 27769 | 25341 | 21514 | 19348 | 18004 |