Monthly Repayment |
HKD$12,206
|
Initial Payment |
HKD$1.72 Millions
|
Loan Amount |
HKD$2.57 Millions
|
Total interest |
HKD$1.09 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$64,350
|
Legal Fee |
HKD$26,450
|
Agency Fee |
HKD$42,900
|
Total Expense |
HKD$133,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31740 | 22549 | 17602 | 15405 | 11837 | 9700 | 8279 |
1.5% | 32298 | 23112 | 18171 | 15977 | 12420 | 10294 | 8883 |
2% | 32863 | 23684 | 18751 | 16563 | 13021 | 10910 | 9514 |
2.5% | 33434 | 24265 | 19343 | 17163 | 13639 | 11547 | 10170 |
3% | 34011 | 24854 | 19946 | 17775 | 14275 | 12206 | 10852 |
3.5% | 34594 | 25453 | 20561 | 18401 | 14928 | 12886 | 11558 |
4% | 35183 | 26060 | 21187 | 19039 | 15597 | 13586 | 12288 |
4.5% | 35779 | 26676 | 21824 | 19690 | 16284 | 14307 | 13042 |
5% | 36380 | 27301 | 22472 | 20355 | 16987 | 15047 | 13817 |
5.5% | 36988 | 27934 | 23131 | 21031 | 17706 | 15806 | 14614 |
6% | 37602 | 28576 | 23802 | 21720 | 18440 | 16584 | 15432 |