Monthly Repayment |
HKD$12,120
|
Initial Payment |
HKD$1.7 Millions
|
Loan Amount |
HKD$2.56 Millions
|
Total interest |
HKD$1.08 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$63,900
|
Legal Fee |
HKD$26,300
|
Agency Fee |
HKD$42,600
|
Total Expense |
HKD$132,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31518 | 22391 | 17479 | 15297 | 11754 | 9632 | 8221 |
1.5% | 32073 | 22950 | 18044 | 15866 | 12333 | 10222 | 8821 |
2% | 32633 | 23518 | 18620 | 16448 | 12930 | 10833 | 9447 |
2.5% | 33200 | 24095 | 19207 | 17043 | 13544 | 11466 | 10099 |
3% | 33773 | 24680 | 19806 | 17651 | 14175 | 12120 | 10776 |
3.5% | 34352 | 25275 | 20417 | 18272 | 14823 | 12795 | 11477 |
4% | 34937 | 25878 | 21038 | 18906 | 15488 | 13491 | 12202 |
4.5% | 35528 | 26489 | 21671 | 19553 | 16170 | 14207 | 12950 |
5% | 36126 | 27110 | 22315 | 20212 | 16868 | 14942 | 13721 |
5.5% | 36729 | 27739 | 22970 | 20884 | 17582 | 15696 | 14512 |
6% | 37339 | 28376 | 23635 | 21568 | 18311 | 16468 | 15324 |