Monthly Repayment |
HKD$14,107
|
Initial Payment |
HKD$1.28 Millions
|
Loan Amount |
HKD$2.98 Millions
|
Total interest |
HKD$1.26 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$63,750
|
Legal Fee |
HKD$26,250
|
Agency Fee |
HKD$42,500
|
Total Expense |
HKD$132,500
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36685 | 26062 | 20344 | 17805 | 13681 | 11211 | 9568 |
1.5% | 37330 | 26712 | 21002 | 18467 | 14355 | 11898 | 10267 |
2% | 37983 | 27374 | 21672 | 19144 | 15050 | 12609 | 10996 |
2.5% | 38642 | 28045 | 22356 | 19836 | 15764 | 13346 | 11754 |
3% | 39309 | 28726 | 23053 | 20544 | 16499 | 14107 | 12542 |
3.5% | 39983 | 29418 | 23764 | 21267 | 17253 | 14893 | 13359 |
4% | 40664 | 30120 | 24487 | 22005 | 18027 | 15703 | 14203 |
4.5% | 41352 | 30832 | 25224 | 22758 | 18821 | 16536 | 15073 |
5% | 42048 | 31554 | 25973 | 23526 | 19633 | 17391 | 15970 |
5.5% | 42750 | 32286 | 26735 | 24308 | 20464 | 18269 | 16891 |
6% | 43460 | 33028 | 27510 | 25104 | 21313 | 19167 | 17836 |