Monthly Repayment |
HKD$13,908
|
Initial Payment |
HKD$1.26 Millions
|
Loan Amount |
HKD$2.93 Millions
|
Total interest |
HKD$1.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,850
|
Legal Fee |
HKD$25,950
|
Agency Fee |
HKD$41,900
|
Total Expense |
HKD$130,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36167 | 25694 | 20057 | 17553 | 13488 | 11053 | 9433 |
1.5% | 36803 | 26335 | 20705 | 18206 | 14153 | 11730 | 10122 |
2% | 37446 | 26987 | 21366 | 18874 | 14837 | 12431 | 10840 |
2.5% | 38097 | 27649 | 22041 | 19556 | 15542 | 13157 | 11588 |
3% | 38754 | 28321 | 22728 | 20254 | 16266 | 13908 | 12365 |
3.5% | 39419 | 29003 | 23428 | 20967 | 17010 | 14683 | 13170 |
4% | 40090 | 29695 | 24141 | 21695 | 17773 | 15481 | 14002 |
4.5% | 40769 | 30397 | 24868 | 22437 | 18555 | 16302 | 14861 |
5% | 41454 | 31109 | 25606 | 23193 | 19356 | 17146 | 15744 |
5.5% | 42147 | 31830 | 26358 | 23965 | 20175 | 18011 | 16653 |
6% | 42846 | 32562 | 27122 | 24750 | 21012 | 18897 | 17584 |