Monthly Repayment |
HKD$11,921
|
Initial Payment |
HKD$1.68 Millions
|
Loan Amount |
HKD$2.51 Millions
|
Total interest |
HKD$1.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,850
|
Legal Fee |
HKD$25,950
|
Agency Fee |
HKD$41,900
|
Total Expense |
HKD$130,700
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 31000 | 22023 | 17192 | 15046 | 11561 | 9474 | 8086 |
1.5% | 31545 | 22573 | 17747 | 15605 | 12131 | 10054 | 8676 |
2% | 32097 | 23132 | 18314 | 16177 | 12717 | 10655 | 9292 |
2.5% | 32654 | 23699 | 18892 | 16763 | 13321 | 11278 | 9933 |
3% | 33218 | 24275 | 19481 | 17361 | 13942 | 11921 | 10599 |
3.5% | 33787 | 24859 | 20081 | 17972 | 14580 | 12585 | 11288 |
4% | 34363 | 25453 | 20693 | 18595 | 15234 | 13269 | 12002 |
4.5% | 34945 | 26054 | 21315 | 19231 | 15904 | 13973 | 12738 |
5% | 35532 | 26664 | 21948 | 19880 | 16591 | 14696 | 13495 |
5.5% | 36126 | 27283 | 22592 | 20541 | 17293 | 15438 | 14274 |
6% | 36725 | 27910 | 23247 | 21214 | 18011 | 16197 | 15072 |