Monthly Repayment |
HKD$13,875
|
Initial Payment |
HKD$1.25 Millions
|
Loan Amount |
HKD$2.93 Millions
|
Total interest |
HKD$1.24 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,700
|
Legal Fee |
HKD$25,900
|
Agency Fee |
HKD$41,800
|
Total Expense |
HKD$130,400
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 36081 | 25632 | 20009 | 17511 | 13456 | 11027 | 9411 |
1.5% | 36715 | 26272 | 20656 | 18162 | 14119 | 11702 | 10098 |
2% | 37357 | 26923 | 21315 | 18829 | 14802 | 12401 | 10815 |
2.5% | 38006 | 27583 | 21988 | 19510 | 15504 | 13126 | 11561 |
3% | 38662 | 28253 | 22674 | 20206 | 16227 | 13875 | 12336 |
3.5% | 39325 | 28934 | 23372 | 20917 | 16969 | 14648 | 13139 |
4% | 39994 | 29624 | 24084 | 21643 | 17730 | 15444 | 13969 |
4.5% | 40671 | 30324 | 24808 | 22383 | 18511 | 16263 | 14825 |
5% | 41355 | 31034 | 25545 | 23138 | 19310 | 17105 | 15707 |
5.5% | 42046 | 31754 | 26295 | 23907 | 20127 | 17968 | 16613 |
6% | 42744 | 32484 | 27057 | 24691 | 20962 | 18852 | 17542 |