Monthly Repayment |
HKD$13,842
|
Initial Payment |
HKD$1.25 Millions
|
Loan Amount |
HKD$2.92 Millions
|
Total interest |
HKD$1.23 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,550
|
Legal Fee |
HKD$25,850
|
Agency Fee |
HKD$41,700
|
Total Expense |
HKD$130,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35994 | 25571 | 19961 | 17470 | 13424 | 11000 | 9388 |
1.5% | 36627 | 26210 | 20606 | 18119 | 14085 | 11674 | 10074 |
2% | 37268 | 26858 | 21264 | 18784 | 14766 | 12372 | 10789 |
2.5% | 37915 | 27517 | 21935 | 19463 | 15467 | 13095 | 11533 |
3% | 38569 | 28186 | 22619 | 20158 | 16188 | 13842 | 12306 |
3.5% | 39230 | 28864 | 23316 | 20867 | 16929 | 14613 | 13107 |
4% | 39899 | 29553 | 24026 | 21591 | 17688 | 15407 | 13935 |
4.5% | 40574 | 30252 | 24749 | 22330 | 18467 | 16224 | 14790 |
5% | 41256 | 30960 | 25484 | 23083 | 19264 | 17064 | 15669 |
5.5% | 41946 | 31678 | 26232 | 23850 | 20079 | 17925 | 16573 |
6% | 42642 | 32406 | 26992 | 24632 | 20912 | 18807 | 17500 |