Monthly Repayment |
HKD$11,864
|
Initial Payment |
HKD$1.67 Millions
|
Loan Amount |
HKD$2.5 Millions
|
Total interest |
HKD$1.06 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,550
|
Legal Fee |
HKD$25,850
|
Agency Fee |
HKD$41,700
|
Total Expense |
HKD$130,100
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 30852 | 21918 | 17110 | 14974 | 11506 | 9429 | 8047 |
1.5% | 31395 | 22465 | 17662 | 15530 | 12073 | 10006 | 8634 |
2% | 31944 | 23021 | 18226 | 16100 | 12657 | 10604 | 9247 |
2.5% | 32498 | 23586 | 18802 | 16683 | 13258 | 11224 | 9885 |
3% | 33059 | 24159 | 19388 | 17278 | 13876 | 11864 | 10548 |
3.5% | 33626 | 24741 | 19985 | 17886 | 14510 | 12525 | 11235 |
4% | 34199 | 25331 | 20594 | 18506 | 15161 | 13206 | 11944 |
4.5% | 34778 | 25930 | 21213 | 19140 | 15828 | 13906 | 12677 |
5% | 35363 | 26537 | 21843 | 19785 | 16512 | 14626 | 13431 |
5.5% | 35953 | 27153 | 22484 | 20443 | 17210 | 15364 | 14206 |
6% | 36550 | 27777 | 23136 | 21113 | 17925 | 16120 | 15000 |