Monthly Repayment |
HKD$13,809
|
Initial Payment |
HKD$1.25 Millions
|
Loan Amount |
HKD$2.91 Millions
|
Total interest |
HKD$1.23 Millions
|
complete insurance payment |
--
|
Stamp Duty |
HKD$62,400
|
Legal Fee |
HKD$25,800
|
Agency Fee |
HKD$41,600
|
Total Expense |
HKD$129,800
|
* For the mortgage insurance, the condition and terms may be different from above due to different background and situaction per case. Please refer to 「Mortgage ratio guide」for details
Interest/years | 7 years | 10 years | 13 years | 15 years | 20 years | 25 years | 30 years |
---|---|---|---|---|---|---|---|
1% | 35908 | 25510 | 19914 | 17428 | 13392 | 10974 | 9366 |
1.5% | 36540 | 26147 | 20557 | 18076 | 14051 | 11646 | 10049 |
2% | 37178 | 26794 | 21213 | 18738 | 14731 | 12342 | 10763 |
2.5% | 37824 | 27451 | 21883 | 19416 | 15430 | 13063 | 11505 |
3% | 38477 | 28118 | 22565 | 20109 | 16149 | 13809 | 12277 |
3.5% | 39136 | 28795 | 23261 | 20817 | 16888 | 14578 | 13076 |
4% | 39803 | 29482 | 23969 | 21539 | 17646 | 15370 | 13902 |
4.5% | 40477 | 30179 | 24690 | 22276 | 18422 | 16185 | 14754 |
5% | 41157 | 30886 | 25423 | 23027 | 19217 | 17023 | 15632 |
5.5% | 41845 | 31602 | 26169 | 23793 | 20031 | 17882 | 16534 |
6% | 42540 | 32329 | 26927 | 24573 | 20862 | 18762 | 17458 |